Is $210/month for auto insurance on a 2022 midsize sedan with a clean record considered normal?

Can I lower my auto insurance payment by adjusting coverages online (website/app) versus needing an agent, and which changes are generally safe?

Why can spouses get different auto insurance quotes with the same car, coverage, and address?

How does removing a sold car mid-policy affect refunds, recalculated payments, and maintaining multi-car discounts?

Does my personal auto insurance typically cover moving truck or pickup rentals, or should I buy the rental company damage waiver?